Reader’s Question: I want to know the difference between a full coverage and liability. Mia Chicago IL You need to listen very carefully when agents use the term full coverage. When you say Full Coverage, it means that your vehicle is covered by the required liability, collision and comprehensive coverage. It denotes that the value [...]
Reader’s Question: I have collision coverage insurance on my policy. I want to keep it but I would like to know if there is any way I can lower the cost of my collision coverage. Viktor Omaha, NE If you want to lower your collision coverage insurance, you can raise your deductible on your [...]
Reader’s Question: What is the difference between collision and comprehensive coverage? Bill Buffalo, New York (NY) A collision insurance coverage protects your car from damages caused by collision with another object or another car. On the other hand an auto insurance comprehensive insurance protects your car from damages caused by vandalism, theft or glass breakage. [...]
Reader’s Question: Is it worth purchasing a rental car insurance coverage? Nicole Sacramento, CA Ask your current car insurance company first. Purchasing rental car insurance coverage won’t be necessary if your current car policy covers rental cars. However, if your own insurance policy covers rental cars, it’s a good idea to check if you have [...]
Reader’s Question: Should I purchase full coverage on my 15 year old vehicle in West Virginia? Ben Charleston, WV Yes, you can purchase full coverage on your 15 year old car with most auto insurance providers in West Virginia. Most insurance providers will let you to buy the least state minimum auto liability requirements and [...]
Reader’s Question: Would there be any difference if I get a Comprehensive Vehicle Insurance policy, as compared to a regular policy, for my car here in California? Arnold Los Angeles, CA Very good question! and I’m glad you brought it up since many people out there are actually confused about the difference between a regular [...]
Reader’s Question: I just want to know what the available auto insurance coverage is. Rodney Burbank, CA It is to one’s own awareness that liability auto insurance coverage pays up to the specified limits and limitations of bodily injury and property damages incurred by third parties if the insured is found liable as a result [...]
Reader’s Question: My car here in Florida got damaged during a collision, unfortunately the one who rammed into my vehicle does not have car insurance, what can I do now? Kenji Boca Raton, FL That is unfortunate but if your auto insurance coverage has an Uninsured/ underinsured motorist coverage then this should take care of [...]
Reader’s Question: I don’t want me to take all day just to get the car insurance coverage that I want. Could you tell me how can I get cheap car insurance coverage here in the state of Arizona? Edith Scottsdale, AZ Looking for car insurance is one thing that each motorist in Arizona will be [...]
Reader’s Question: If I will finance the purchase of my car here in South Carolina, why is it so important for me to get comprehensive and collision coverage for my car insurance? Danny Charleston, SC The required auto liability insurance would only pay for the damages on the other vehicle in an accident that you [...]