I am new here in New Jersey and unfortunately my car was stolen and I was really devastated that I don’t know what to do. What do usually the people here in New Jersey do when their car is stolen?

Martha

Elizabeth, NJ

It is most advisable here in New Jersey that whenever their car is stolen they should immediately inform their car insurers of all of their losses and also, you should report it to the police. It is most necessary to report it to the police for you will need the police report to make sure your car insurers will not deny your claim. Stolen cars are not the only thing you should report as a loss for vandalized or damaged by a hit and run is also considered a loss.

When a car is damaged here in New Jersey, the owner of the car must make the wrecked car available for the insurers to inspect. You should not have your car repaired yet before the inspection. Not all the damages of your car can be paid by your insurers like for example if the car seat is broken due to the rain that dropped into it from the broken windshield. You should also cooperate to your insurer’s investigator for this could help your claim accepted. If you have filed a claim to your car insurance, your insurance company has to complete all the conditions affirmed in your policy as well as doing your duties and requirements.