Reader’s Question:
I want to know the difference between a full coverage and liability.
Mia
Chicago IL
You need to listen very carefully when agents use the term full coverage. When you say Full Coverage, it means that your vehicle is covered by the required liability, collision and comprehensive coverage. It denotes that the value of any damage to [...]
Reader’s Question:
What are the factors affecting auto insurance comprehensive coverage?
Rachel
Boise ID
Auto insurance comprehensive coverage is by the most expensive and yet, the most common auto insurance coverage being used by almost all auto insurance agents and their clients. By definition, this coverage provides full coverage to your vehicle and passengers in the events of accident, [...]
Reader’s Question:
I have collision coverage insurance on my policy. I want to keep it but I would like to know if there is any way I can lower the cost of my collision coverage.
Viktor
Omaha, NE
If you want to lower your collision coverage insurance, you can raise your deductible on your policy. You should also choose [...]
Reader’s Question:
What is the difference between collision and comprehensive coverage?
Bill
Buffalo, New York (NY)
A collision insurance coverage protects your car from damages caused by collision with another object or another car.
On the other hand an auto insurance comprehensive insurance protects your car from damages caused by vandalism, theft or glass breakage.
If you are leasing your car, [...]
Reader’s Question:
Is it worth purchasing a rental car insurance coverage?
Nicole
Sacramento, CA
Ask your current car insurance company first. Purchasing rental car insurance coverage won’t be necessary if your current car policy covers rental cars. However, if your own insurance policy covers rental cars, it’s a good idea to check if you have a collision and liability [...]
Reader’s Question:
Should I purchase full coverage on my 15 year old vehicle in West Virginia?
Ben
Charleston, WV
Yes, you can purchase full coverage on your 15 year old car with most auto insurance providers in West Virginia. Most insurance providers will let you to buy the least state minimum auto liability requirements and the Physical Damage coverages [...]
Reader’s Question:
Would there be any difference if I get a Comprehensive Vehicle Insurance policy, as compared to a regular policy, for my car here in California?
Arnold
Los Angeles, CA
Very good question! and I’m glad you brought it up since many people out there are actually confused about the difference between a regular car insurance policy, and [...]
Reader’s Question:
I want to have an auto insurance yet I’m still in doubt of the whole system. As a new driver, how much auto insurance coverage should I carry?
Maria
Baton Rouge LA
To determine the needed coverage for your auto insurance you need to consider several factors like state requirements, vehicle type, deductibles and coverage limits.
Every state [...]
Reader’s Question:
I just want to know what the available auto insurance coverage is.
Rodney
Burbank, CA
It is to one’s own awareness that liability auto insurance coverage pays up to the specified limits and limitations of bodily injury and property damages incurred by third parties if the insured is found liable as [...]
Reader’s Question:
Just wanted to clear out how much protection does coverage provide and who might be benefiting from buying an auto insurance comprehensive coverage?
Justine
Miami FL
It is a known fact that auto insurance comprehensive coverage is packaged into different coverage types. Usually the easiest way to determine what you are required to purchase are being [...]